Employee Assistance Program (EAP) Benefits Key Terms Explained Qualifying Life Events Preventative Care Primary Care / Urgent Care / ER Prescription Drugs: Benefits Overview Prescription Drugs: Managing Costs Dental Insurance Vision Insurance How to Stretch your Healthcare Dollars High Deductible Health Plan Preferred Provider Organizations (PPO) How to Read an Explanation of Benefits (EOB) Health Savings Account How to optimize your HSA Flexible Spending Accounts (FSA) HSA vs. FSA Limited Purpose FSA Dependent Care FSA How to Optimize your FSA 401k Retirement Life and AD&D Insurance Term Life Insurance Disability Insurance Short-Term Disability (STD) Long-Term Disability Family and Medical Leave Act Medicare Overview Voluntary Benefits Hospital Indemnity Coverage Pet Insurance Commuter Benefits Paid Time Off (PTO) IRS 1095 Tax Form COBRA PrevMedicare Resources NextGlossary of Terms & Acronyms